General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
General Liability Insurance That Helps Protect Your Business
Running a business comes with risks. General Liability
Insurance helps protect your business if you are sued or
held legally responsible for covered injuries, property
damage, or other claims.
Even one claim can create significant financial challenges.
General liability coverage can help protect your business
from unexpected expenses and covered legal claims.
What Does General Liability Insurance Cover?
General Liability Insurance may provide protection for
real or alleged:
-
Bodily Injury:
Medical costs, loss of services, or restitution in
the event of covered injury or death.
-
Property Damage:
Repair or replacement when your business causes
covered damage to someone else's property.
-
Personal Injury:
Claims involving libel, slander, or advertising injury.
-
Products-Completed Operations:
Protection if your product or service causes covered
harm after the work is completed.
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Contractual Liability:
Coverage for liability you assume under certain contracts.
Protect Your Business
Coverage for unexpected liability risks
Protect Your Customers
Help prepare for covered claims and injuries
Protection When It Matters
Help with covered claims and legal defense costs
Focus On Your Business
Protect your business while you keep moving forward
Three Key Areas of Protection
01
Bodily Injury
Helps provide protection for covered claims involving
bodily injury, including certain medical costs and
related expenses.
02
Property Damage
Can help cover eligible repair or replacement costs
when your business causes covered damage to someone
else's property.
03
Personal & Advertising Injury
May provide protection for covered claims involving
personal injury, such as libel, slander, or certain
advertising-related injuries.
Additional Protection May Include
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Medical payments for covered injuries
occurring on your business premises.
-
Legal defense costs associated with
covered claims.
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Covered property damage caused by events
such as fire, lightning, explosion, or water, depending
on the policy.
-
Liquor-related liability when applicable
and properly covered.
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Non-owned vehicles when covered by the policy.
-
Borrowed equipment used for business
operations, when covered.
-
Reasonable use of force for protecting
your business, subject to policy terms and exclusions.
Why Your Business Needs General Liability Insurance
Without appropriate coverage, the costs associated with a
lawsuit or liability claim could create significant financial
challenges for your business.
General Liability Insurance can help:
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Protect against covered lawsuits and liability claims.
-
Help with covered legal defense costs.
-
Provide financial protection for covered claims so you
can focus on running your business.
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