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Renters Insurance


Renters Insurance Information

Renters Insurance That Helps Protect What Matters

Renters insurance helps protect your personal belongings and provides financial protection if unexpected events damage your property or create liability situations.

While your landlord's insurance may cover the building itself, it typically does not cover your personal belongings. Renters insurance helps protect the things that make your home yours.

What Does Renters Insurance Cover?

A renters insurance policy can help cover your personal property if it is damaged, lost, or stolen due to covered events such as:

  • Fire or smoke damage: Helps cover eligible personal belongings affected by a covered fire or smoke event.
  • Theft: Helps protect covered belongings if they are stolen.
  • Weather and other covered events: Coverage may apply to events such as lightning, windstorms, vandalism, explosions, and certain types of water damage.
Person relaxing in a rented home

Protect What You Own

Coverage for your personal belongings
Personal belongings inside a home

Protect Your Belongings

Coverage for the things that make your home yours
Apartment and personal belongings

More Than Your Belongings

Liability protection can help when the unexpected happens
Person in a comfortable rented home

Feel More Prepared

Protection that fits your lifestyle

Three Key Areas of Protection

01

Personal Property

Helps cover eligible belongings such as furniture, electronics, clothing, and other personal items damaged, lost, or stolen due to a covered event.

02

Additional Living Expenses

If your home becomes temporarily uninhabitable due to a covered event, your policy may help with temporary housing, hotel stays, meals, and other necessary living expenses.

03

Liability Protection

Can help provide financial protection if someone is injured at your home or if you are responsible for accidental damage to someone else's property.

 
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  • Southern Oak

 





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